With summer rapidly approaching, family gatherings, home projects and exciting travel are once again being enjoyed. Locate. With online banking, you can pay bills, track your expenses and send money to others, all on your own schedule. : All Ages Minimum Opening Deposit: $100. To end the call, press #. ®, CAPITOL FEDERAL FOUNDATION®, HERITAGE. This blog has some tips to get you healthy in the new year. With our eBanking tools, you can view transactions, check balances, deposit checks, pay bills and more – all from your computer or mobile device. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL. Features: - Enroll in True Blue Online® banking directly from your device. Features: - Enroll in True Blue Online® banking directly from your device. Need help? Call 888-822-7333. Pay. Find today’s CapFed® home loan rates for home mortgage loans and refinance loans. Click. Pay bills and edit payee information. Click "Submit". Checking. , Saturday 9 a. Capitol Federal Financial, Inc. capfed. Features: - Enroll in True Blue Online® banking directly from your. With as little as $100, you can begin to save for the future – all while earning interest and having access to True Blue Online®. Trustee Services; Trust Settlement; Estate. The following services are available through True Blue Online®: eStatements. ®, CAPITOL FEDERAL FOUNDATION®, HERITAGE TRAVEL. Protecting customer account information is a top priority for Capitol Federal, but the following tips can. There is NO monthly service charge for True Blue Online® banking, including True Blue® Bill Payment on personal accounts. Taking a stroll outside this spring, summer or autumn can be quite beneficial for everyone. Savings Accounts and CDs from Capitol Federal® offer competitive interest rates and options to fit your individual and family saving goals. This is the date the money will arrive at the payee (this is called the Due Date). Variety of account options available. ) Choose to receive notifications from budgets and or accounts. 375% initial mortgage. True Blue Online® features…. Reload when necessary for the amount you want. NMLS# 940669. Learn more about Simple Blue. If you have any questions, email us. When using your card for payment at a hotel, restaurant or other merchant, you may be offered to have the amount settled in U. Apply Online. 99. 3. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL FINANCIAL, INC. There is NO monthly service charge for True Blue Online® banking, including True Blue® Bill Payment on personal. Select the right Capitol Federal® account for you based on the information we’ve provided. Mobile Banking. In addition, customers may enjoy fee-free access to the ATM on site at the Capitol Federal. Capitol Federal offers a variety of internships for current college students to help prepare you for a successful career. Positive Pay Protect your business against losses due to check and ACH fraud with effective and reliable tools that alert your business to potential. Minimum Balance to Earn APY. ) Simply log into True Blue Online® banking. your card information manually. 1. The basic services listed above are available for only $10 per month, with the option to add Cash Management Services, as needed. Kids will learn the importance of saving and the value of money from the Blue Bucks gang, featuring Milo, Earnie, Chloe, Fancy and Penny. View balances and make deposits from your mobile device. Limit student spending. Once you've enrolled in True Blue Online, follow these steps to sign up for Mobile Banking: Log in to True Blue Online banking. You're in control with online bill pay. True Blue® Checking With a Capitol Federal ® checking account, you get a True Blue® Direct Visa® debit card (with fee-free ATM access), a simple way to access your accounts both online and via mobile, plus online bill payment. There is a $100 minimum deposit to open, and a $100 minimum to earn interest. Forgot Password?When you complete forms online or otherwise provide us information in connection with the service, you agree to provide accurate, complete, and true information. With True Blue Online® Business, you are always connected - pay bills, transfer money, check balances and more. Pay bills. Find your nearest CapFed® branch and ATMs; Make mobile deposits using the camera on your smartphone; To use Mobile Banking, you must first enroll in True Blue Online. Find Loan Professional. View account balances, activity and check images for the past 18 months; View credit card balances, available credit, and activity. TBO® Business Mobile FAQS. Enroll now or log in to enjoy. Business Banking assistance is available Monday through Friday from 8 a. Internal payments, from one Capitol Federal account to another, do not incur a service charge. ®, CAPITOL FEDERAL FOUNDATION®, HERITAGE TRAVEL CLUB®, CAPITOL FEDERAL AMPHITHEATER® and the associated logos and family. ®, capitol federal foundation. The Company intends to resume repurchasing. open an account online. 99. com, faxed to 785-270-6024, or mailed to the following address: Capitol Federal® ATTN: Loan Servicing Department 700 S. We provide checking, savings, CDs, mortgage loans, and other financial services to Kansas and Missouri residents. Have questions about Business Banking? Call 1-888-510-7333 or email [email protected] so, you’re not alone. The perfect first account for kids ages 0 – 13 that offers extra benefits like a new member kit with gifts, quarterly rewards, activity. NMLS# 940669. True Blue® Checking With a Capitol Federal ® checking account, you get a True Blue® Direct Visa® debit card (with fee-free access to 200+ ATMs), a simple way to access your accounts both online and via mobile, plus online bill payment. Below are a few ways to help you begin practicing financial wellness for the new year. We recently sat down with a few of our active military and veteran employees to hear their stories and learn more about their journey. You can use multiple True Blue Money cards to help with household budgeting. The Commercial Checking account from Capitol Federal® is a traditional non-interest bearing account giving corporations and businesses unlimited transactions, and the ability to offset service charges with an earnings credit. , Saturday 9 a. Common questions and answers for using your EMV chip-enabled True Blue® direct debit card or Visa® Execuline card. Please delete these apps after Friday, August 4. The Buddies offer a unique form of play therapy which allows children to process their individual medical or emotional condition. Personal First Time Login. Highlights include: Schedule one-time or recurring payments. Learn moreCapitol Federal® can help you find the right loan to turn your business goals into a reality. Zelle 5 Ways to be Safe. Here are a few: Mariah W: Each member of my family keeps a candle in their room on Christmas Eve, and the first person to wake on Christmas. 99. To make the most of your checking dollars, open a Genuine Blue checking account. 99. Find Loan Professional. Choose the account that is perfect for you: Simple Blue Our most popular account with no minimum balance fees or monthly service charges. To request information, please call the Foundation at 785-270-6073 or email foundation@capfed. You can update such information (such as your email address) at our website or reach us by phone, by calling 1-888-8CAPFED (1-888-822-7333), for hearing disabled customers TTY. CapFed® has been offering home loans for decades with excellent local service. We are committed in our efforts to advance the quality of your banking experience. At Capitol Federal, we offer competitive salaries, flexible hours, great benefits and the opportunity for advancement in both full-time and part-time positions. m. You can. Along with home loans, we offer refinancing, personal loans, auto loans, CD loans, and our personalized True Blue® service. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL FINANCIAL, INC. ®, CAPITOL FEDERAL. Where do I get the app? Download it from the app store on your phone by searching CapFed® Business. ®, CAPITOL. 99. Click "Submit". Capitol Federal continues to support Visa's requirement to offer consumers the ability to choose their method of validation. The cuddly, plush buddies are friends that accompany patients throughout their healthcare journey. Your Card is ready for Apple Pay®. Pay bills, check statements, track expenses and send money to others, all. Minimum Balance to Earn APY. Transfer funds. We encourage you to make all payments and transfers prior to August 4, or. eBanking services you expect, from a Bank you trust at CapFed® Online. 1. Plus, every checking account is backed by more than a century of commitment to the safety and security of our customers. Call our Customer Service Center at 1-888-8CAPFED (1-888-822-7333) during Customer Service Center hours. Follow this blog to keep up to date on Capitol Federal®, home loans, savings opportunities and all things interesting in Kansas and Eastern Missouri. With online banking, you can pay bills, track your expenses and send money to others, all on your own schedule. With 5 unique card designs, you’ll be sure to find the perfect one for you. The Buddy is a friend that stays with the child for a lifetime. NMLS# 262121. Cost is $0. $200,000 - $749,999. Plus, every checking account is backed by more than a century of commitment to the safety and security of our customers. Visa Gift Cards may be used everywhere Visa debit cards are accepted—at millions of locations worldwide, including retail stores and online. Step 1: Enter the requested personal authentication information. Use your True Blue® Direct Business debit card anywhere you see the Visa® debit logo. True Blue® Checking With a Capitol Federal ® checking account, you get a True Blue® Direct Visa® debit card (with fee-free ATM access), a simple way to access your accounts both online and via mobile, plus online bill payment. In addition to single. $10,000 to $24,999. COM/DT for more information During Conversion Weekend, our Call Center will have limited. User ID. Once registered, make a notation in your account register - or confirm the transaction through True Blue Online® banking. True Blue Online® features…. Schedule bill payments and transfers in advance. Dicus. In-Store Branch. We’re excited for this enhancement. Add a new account with your account and routing number. 3 Year Adjustable Rate. Sunday Noon to 5 p. With Mobile Banking you can… Check account balances; Review transaction history; Pay bills and edit payee. For payments sent by paper check, the next available date could be several days in the future. 7 million authorized under an existing stock repurchase plan. You can update such information (such as your email address) on True Blue Online, via secure message; by calling 1-888-8CAPFED (1-888-822-7333) or, for hearing disabled customers, TTY service 785-270-6181; or by writing us at 700 S. 1. The experience gained will carry you throughout your career. Apply today. Plus, every checking account is backed by more than a century of commitment to the safety and security of our customers. ®, CAPITOL FEDERAL FOUNDATION®, HERITAGE TRAVEL. The exterior of the Bank featured blue turquoise tile and white quartz, for which the Bank became known. With a Capitol Federal ® checking account, you get a True Blue® Direct Visa® debit card (with fee-free ATM access ), a simple way to access your accounts both online and via mobile, plus online bill payment. To review account balances, transaction history and transfer funds between accounts: Personal checking; Savings; Money Market Enroll in My Finances within True Blue Online® for a complete overview of your finances. Mobile login for True Blue Online, or download the Capitol Federal® mobile banking app. capfed®, capitol federal®, true blue®, true blue online®, blue bucks®, capitol agency®, capitol federal financial, inc. Variety of checking account options available; Savings and Money Market options availableopen an account online Welcome to True Blue® Checking! At Capitol Federal®, we offer simple checking accounts with convenient access so you can manage your money your way. Enroll now or log in to enjoy the benefits of True Blue Online® banking, such as eStatements, alerts, eBills and My Finances. True Blue Online® Business. With CapFed’s online banking for businesses, you have a convenient way to access and manage your business accounts from virtually anywhere, anytime. With our CDs, you can earn a higher interest rate than a traditional savings account and feel secure knowing your money is growing in a safe investment. How old do children need to be before they’re able to start understanding the concept of money and saving? According to the American Bankers Association, they’re old enough when they begin asking for items they need or want. This is the date the money will arrive at the payee (this is called the Due Date). to 9 p. An eBill is an electronic version of a bill or statement – from companies like Verizon Wireless or Lowe’s. All you need is to enroll in True Blue Online® banking, have a qualified personal account and you can start making payments today. By CapFed January 10, 2020 Everyone spends and manages their money differently. Loan amounts can be up to 100% of the deposit balances, and funds are available for any purchase. If you ever have a question or issue, you may contact Capitol Federal using Secure Messaging through True Blue Online® or True Blue Online Business, by calling Customer Service at 1-888-822-7333 or visiting your local branch. Start Investing – It’s no secret investing is a smart way to earn money. Enjoy Your Day. By CapFed December 01, 2022 Using credit responsibly is a must if you want to build and maintain a good credit history. Our Home-At-Last loan program is specially designed to meet the needs of low- to moderate-income homebuyers. View account balances, activity and check images for the past 24 months; Transfer funds, set up alerts, send and receive secure messages; eStatements available; The basic services listed above are available for only $10 per month, with the option to add Cash Management Services, as needed. To speak with a customer service representative, dial 0. Find Loan Professional. To end the call, press #. Perfect for. Click "Submit Password". Open A CD Online Today Check CD Rates Capitol Federal’s Certificate of Deposit (CD) interest rates are consistently among the most competitive in the area. Need help? Call 888-822-7333. Search Submit. Contact one of our loan professionals should you require help with our online loans. True Blue Online® Business. ) Log into True Blue Online® Banking. Nubia Rodriguez. Once you've enrolled in My Finance Manager you can set-up alerts for all your connected accounts. ) Select the "My Finances" tab. Check out these videos for tips on how to use these tools: Open an Account Online. Have a Christmas movie marathon. At Capitol Federal®, we provide a wide range of long- and short-term savings options, from certificate of deposit products to the flexibility of a Money. Choose your gift card amount (s) from $10-$1,000. Dicus elected Chief Executive Officer. 1. With our CDs, you can earn a higher interest rate than a traditional savings account and feel secure knowing your money is growing in a safe investment. Let us help you find the right mortgage for you, and then apply online today. Volunteer at a homeless shelter. com from any device connected to the Internet. Capitol Federal® offers banking on-the-go for your business with the True Blue Online® Business Mobile App. Financial wellness means having a healthy financial life and not living beyond your means. Once your password has been changed, you will receive immediate access to your online accounts. Choose the account that is perfect for you: Simple Blue Our most popular account with no minimum balance fees or monthly service charges. This blog has some tips to get you healthy in the new year. Capitol Federal® small business customers now have access to Zelle for safe and easy payments form customers. Choose the account that is perfect for you: Simple Blue Our most popular account with no minimum balance fees or monthly service charges. Once you've enrolled in My Finance Manager you can set-up alerts for all your connected accounts. Originally located at 6th and Topeka Boulevard, the Home Office moved to its current location at 700 South Kansas Avenue in December 1961. True Blue Online® Business access. Welcome to True Blue® Checking! At Capitol Federal®, we offer simple checking accounts with convenient access so you can manage your money your way. m. Review transactions and transfer funds, all from one place using True Blue Online® banking. Search Submit. The Digital Transformation will update and enhance many features of True Blue Online®, Bill Pay and the CapFed® mobile app. This project included a conversion of the Bank's core processing system and new online banking. View account balances for deposit accounts and loans, transfer funds, make payments. Monique McConnell NMLS# 2179204. Checking. Cybercriminals are taking new measures to hack into consumers online personal information daily. You can link credit cards or investment accounts to My Finances and your. Transfer funds. All mobile banking options available from Capitol Federal® provide the same high level of encryption for security as True Blue Online® banking, so you can control your money on the go with peace of mind. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL FINANCIAL, INC. With a Capitol Federal ® checking account, you get a True Blue® Direct Visa® debit card (with fee-free ATM access ), a simple way to access your accounts both online and via mobile, plus online bill payment. There is NO monthly service charge for True Blue Online® banking, including True Blue® Bill Payment on personal. Genuine Blue account holders receive 1 free box of True Blue® checks per 12-month cycle. For all positions, candidates are required to meet the specifications set forth in the job descriptions located in the Human Resources Departments at the above offices. Conversion instructions are available below. Quicken® communicates directly with your accounts at Capitol Federal on your behalf. Check out these videos for tips on how to use these tools: Open an Account. Secure and quick access to your accounts. With True Blue Online® Business Gateway, the Secure Browser application from Capitol Federal®, authorized online banking users at your business will be able to log in to True Blue Online Business, manage accounts and utilize cash management tools easily from a secure application on their computer's desktop. Genuine BlueBill Pay. com. com. Call Center Hours: Monday through Friday 7 a. Capitol Federal® cardholders receive ATM access, with no transaction fees, at more than 200 ATMs, including branch locations and participating retail locations in the Kansas City metro area and across Kansas (e. Everything you need to manage your money is accessible from anywhere at anytime with online banking. Customer Service: 888-822-7333. Tiered-rates let you earn more interest in our Money Market Select Account as you grow your savings with the added features of a checking account. There is NO monthly service charge for True Blue Online® banking, including True Blue® Bill Payment on personal. m. The Digital Transformation will update and enhance many features of True Blue Online®, Bill Pay and the CapFed® mobile app. Welcome to True Blue® savings! Any solid financial plan includes a secure place to put money aside for emergencies, vacations, future purchases or retirement. Pay bills and edit payee information. Bank anywhere at anytime with Capitol Federal® online banking and mobile online banking services. Capitol Federal® offers a variety of mortgage products with competitive rates to meet your needs. Get account alerts by text or email. ®, CAPITOL. Choose from a range of short-and long-term. The True Blue® debit card is accepted wherever you see the VISA® debit logo, worldwide, and for purchases online. - Deposit checks from your mobile device. Keep your business moving even when you’re away from the office with True Blue Online® Business. ®, CAPITOL. Find an experienced mortgage consultant (loan officer) in your area. These alerts include, when specific checks clear, when a specific deposit amount is processed, successful or failed transfers, balances above or below a specific amount and changes to a user's TBO User ID, password or contact information. com or 1-888-510-7333. To pay your Capitol Federal mortgage loan electronically from a checking or savings account at an institution other than Capitol Federal beginning August 7, 2023, you may also use True Blue Online®. 00 - $49,999. Choose the account that is perfect for you: Simple Blue Our most popular account with no minimum balance fees or monthly service charges. Make mobile deposits using the camera on your smartphone. -Schedule payments or add and edit payee information. Welcome to Capitol Federal® Savings Bank. The maximum daily limit for mobile check deposits is $3,000. Ages 0 - 13. Find an experienced mortgage consultant (loan officer) in your area. With Mobile Banking you can… Check account balances; Review transaction history; Pay bills and edit payee information; Transfer funds; Get account. Set up single or recurring bill payments. Learn about our bank loans online. Find your nearest CapFed® branch and ATMs; Make mobile deposits using the camera on your smartphone; To use Mobile Banking, you must first enroll in True Blue Online. (NASDAQ: CFFN) (the "Company") has $44. We offer several financing options to fit your budget. 99. You may contact the Bank using Secure Messaging through True Blue Online or True Blue Online Business, by calling Customer Service at 1-888-8CAPFED (1-888-822-7333) or by visiting your local branch. True Blue Online® Business Bill Pay. Categories: CapFed® News Tags: About CapFedIt’s the perfect card to pre-load funds for your child’s spending, or to set budgets for yourself when holiday shopping or traveling. The eBill typically contains the same info as a paper bill or statement. CapFed® Mobile Banking App. Deposit checks, transfer funds, check balances, receive alerts, view activity, and find ATMs or branches. We have now implemented new and exciting digital functions for improved customer experiences and bank efficiencies - all to be ready for the future. It is similar to a savings account but with the added features of a checking account, leaving you greater flexibility in transferring funds to and from the account for alternative investments. You may contact the Bank using Secure Messaging through True Blue Online or True Blue Online Business, by calling Customer Service at 1-888-8CAPFED (1-888-822-7333) or by visiting your local branch. Open Account; Certificate of Deposit; Money Market Select; Savings Account; Blue Bucks Kids Club; Retirement Savings; eBanking. 2. by calling direct at 1-888-510-7333. Choose the account that is perfect for you: Simple Blue. Kansas Avenue, Topeka, KS 66603. Branch and online service availability will be impacted the weekend of August 4 – 7, 2023. Create a custom message for each card (optional). Contact one of our loan professionals should you require help with our online loans. Bill Pay. EMV chip technology provides greater security. They are an ideal gift for anyone aged 13 or over. Capitol Federal® is a leader in residential lending. The calendar within Bill Payment will show you the next available Pay Date without a fee. We have now implemented new and exciting digital functions for improved customer experiences and bank efficiencies - all to be ready for the future. Apply today. Available through True Blue Online® and mobile banking, Credit Sense, powered by SavvyMoney®, provides you access to all things credit score. Plus, every checking account is backed by more than a century of commitment to the safety and security of our customers. Take advantage of the safety, security and paperless convenience of receiving your monthly banking statement electronically. Walking engages our muscles, and if done enough, can help build muscle mass. If you apply for an account online, we must receive the minimum deposit required to open the account within 10 (ten) business days in order to open the account. Enter the security. Transaction limits apply. S. You must do this first. The mobile app is a free, downloadable smartphone application that lets you check your accounts, transfer money, pay bills, deposit checks and much more. We also anticipate higher than normal call volumes. Plus, every checking account is backed by more than a century of commitment to the safety and security of our customers. Transfer funds, set up alerts, send and receive secure messages. Contact Us. What are the benefits of having a True Blue. 1. It is your responsibility to provide us with true, accurate and complete email address, contact, and other information related to this transaction(s). Or, reach us by phone, by calling 1-888-8CAPFED (1-888-822-7333) Monday through Friday from 7 a. Available through True Blue Online® and mobile banking, Credit Sense, powered by SavvyMoney®, provides you access to all things credit score. Consumer Loan Rates. to 6 p. Login. Health Benefits of Nature Walks . m. Open a Checking Account Online. Monique McConnell NMLS# 2179204. At Capitol Federal®, we’re here to make your banking experience safe, simple and secure. Your True Blue PayCard is a general purpose reloadable card, and is not a deposit account. Mobile login for True Blue Online, or download the Capitol Federal® mobile banking app. Review transaction history. $0. Call 1-888-5TRUBLU or 1-800-432-2926 (toll-free nationwide) Follow the introductory message (you will be prompted with main menu options) To return to the previous menu, dial 9. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL FINANCIAL, INC. com. Plus, it’s just as safe as using True Blue Online® from your computer. With a Commercial Money Market account from Capitol Federal®, your business will be rewarded with competitive money market rates and offered a tiered interest rate structure. True Blue Online® banking is a favorite of Capitol Federal® customers for instant and direct access to their accounts. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL. With this one powerful tool, access your credit score, full credit report, credit monitoring, financial tips and education. ®, CAPITOL FEDERAL. • Set and commit to a budget – Being able to track your spending will allow you to see where you can save and where your money is going. Up to 30 items deposited free, $0. To utilize the True Blue Online transfer options beginning August 7, 2023: Enroll in True Blue Online (if you haven’t already) from. After your card is verified, tap Next. Contact a local mortgage consultant to help you. Branches will close early, at 4 p. Enjoy the freedom of a Visa card without the worries of overdraft and over-the-limit fees. To make the most of your checking dollars, open a Genuine Blue checking account. open an account online Welcome to True Blue® Checking! At Capitol Federal®, we offer simple checking accounts with convenient access so you can manage your money your way. Choose the account that is perfect for you: Simple Blue Our most popular account with no minimum balance fees or monthly service charges. Business Banking assistance is available Monday through Friday from 8 a. 3. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL FINANCIAL, INC. Personal. ®, capitol federal foundation. Interest rates, annual percentage yields (APY) and fees are subject to change without notice. Today's Interest Rates At Capitol Federal®. While all Capitol Federal® branch offices will be closed in observance of the following holidays, true blue online®, true blue online® business, plus capfed® atms will remain available to customers for your convenience. True Blue® Checking With a Capitol Federal® checking account, you get a True Blue® Visa® debit card (with fee-free ATM access), a simple way to access your accounts both online and via mobile, plus online bill payment. After setup, login is as simple as. View account balances, activity and check images for the past 24 months. Get Answers to your Online Banking Questions Which types of accounts can I access using Capitol Federal® True Blue Online®? You must be a Capitol Federal® customer to enroll for True Blue Online®. You can update such information (such as your email address) on True Blue Online, via secure message; by calling 1-888-8CAPFED (1-888-822-7333) or, for hearing disabled customers, TTY service 785-270-6181; or by writing us at 700 S. 99. Dedicate one card for online purchases. Using apps such as Stash lets you invest for has little as $5 and has $1 monthly fee for balances under $5,000. To pay your Capitol Federal mortgage loan electronically from a checking or savings account at an institution other than Capitol Federal beginning August 7, 2023, you may also use True Blue Online®. You can pay bills, see detailed. Check account balances. With a Capitol Federal ® checking account, you get a True Blue® Direct Visa® debit card (with fee-free ATM access ), a simple way to access your accounts both online and via mobile, plus online bill payment. O'Shea. 6. m.